Tag: Property Market

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Top Towns in Tendring to Live

As Paveys Estate Agents, we know a thing or two about the best places to live in Tendring. Here are our top picks for the best towns to call home in this lovely part of Essex.

Clacton-on-Sea: If you’re looking for a seaside town with plenty to do, Clacton-on-Sea is the place for you. With its own pier, an array of shops and plenty of restaurants, there’s something for everyone in Clacton. And, of course, it’s just a short drive from some of Tendring’s other great towns.

Frinton-on-Sea: If you’re looking for a more relaxed seaside town, Frinton-on-Sea is the perfect place for you. With its beautiful beaches and pretty gardens, Frinton is a great place to unwind and relax. And, with easy access to Colchester and Ipswich, it’s perfect for commuters too.

Jaywick: Jaywick is a hidden gem in Tendring. With its own sandy beach and pretty views, it’s the perfect place to get away from it all. And, with Colchester just a short drive away, you can enjoy the best of both worlds in Jaywick.

Walton-on-the-Naze: If you’re looking for a traditional seaside town, Walton-on-the-Naze is the place for you. With its iconic pier and wide range of shops, it’s perfect for a day out by the sea. And, with easy access to both Clacton and Frinton, it’s perfect for exploring all that Tendring has to offer.

So there you have it, our top towns in Tendring to live. Whether you’re looking for a seaside town or a hidden gem, we’re sure you’ll find the perfect place for you in Tendring.

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Why Choose Paveys Estate Agents?

Looking to buy or sell a property? Paveys Estate Agents should be your first port of call. With over 20 years’ experience in the business, we have the knowledge and expertise to get you the best possible price for your home.

We are a family-run company, which means we provide a personal and friendly service. We take the time to get to know our clients and their properties, so we can give tailored advice on how to achieve the best possible outcome.

We have a strong track record of success in the Tendring area, and our team of experienced sales and lettings negotiators are on hand to help you every step of the way. So whether you’re looking to buy, sell, rent or invest, Paveys Estate Agents should be your first choice. Get in touch today to find out more.

An Estate Agent you can trust

When it comes to choosing an estate agent, it’s important to find one you can trust. Paveys Estate Agents has been established for over 20 years, and we have a reputation for being honest and reliable. We will always give you straight-talking advice, and we will never try to push you into a sale or rental you’re not comfortable with.

We are also members of the National Association of Estate Agents (NAEA), so you can be sure we adhere to the highest standards of customer service.

A personal and tailored service

When you choose Paveys Estate Agents, you’ll receive a personal and tailored service. We take the time to get to know our clients and their properties, so we can give bespoke advice on how to achieve the best possible outcome.

Our team of experienced sales and lettings negotiators will work with you every step of the way, and we’ll be on hand to answer any questions you have. So whether you’re a first-time buyer or a seasoned investor, we can help you find the right property at the right price.

A proven track record of success

Paveys Estate Agents has a proven track record of success in the Tendring area. We have helped thousands of people buy, sell, rent and invest in property, and we are proud to have built up an excellent reputation in the process.

If you’re looking for an estate agent you can trust, look no further than Paveys. Get in touch today to find out more about how we can help you.

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New housing measures promised to boost home ownership

The government has announced a series of new measures to help more people onto the property ladder.

Estate agents Paveys have welcomed the news, saying that it will help to increase demand for homes.

The measures include:

– A new Help to Buy scheme, which will offer loans of up to 20% of the value of a new home to first-time buyers

– An extension of the Right to Buy scheme, which will help more council tenants to buy their homes

– A new scheme to help people who are struggling to get a mortgage

Paveys Estate Agents managing director, Matthew Pavey, said: “The government’s new measures will help to increase demand for homes and ultimately help to get more people onto the property ladder.

The policy is aimed at encouraging lower-paid workers to be able to use housing benefits to purchase a home—the Prime Minister wishes to modify the rules on welfare so that people who receive housing subsidies have the option of using it for rent or investing in a mortgage, effectively ‘turning benefits into bricks.’ To ensure that individuals on benefits can continue to save without their assistance being jeopardized, Johnson announced that Lifetime and Help to Buy ISA savings may be exempted from qualification criteria.

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5 Tips For Moving House

Are you planning on moving house? Here are five tips for moving to help you along.

Tip #1: Label Your Boxes

Box labelling is a vital part of the packing (and unpacking) process. It lets you see where your boxes need to go without having to open them up and check first, saving you a massive amount of time in the process.

Tip #2: Declutter In Advance

A cluttered home makes moving exponentially more complicated than one that doesn’t have any clutter in it. Moving out of a relatively sparse home involves less packing or rummaging around for things you want to take with you. Start the decluttering process now to avoid wasting time and money transporting belongings you don’t want or need. 

Tip #3: Consider What You Can’t Move

Some items, like grand pianos, need specialists who understand how to transport them safely. Make a list of all of the items in your home that you can’t move yourself to avoid difficulties on the day. 

Tip #4: Organise Your Utilities

Make sure you tell your utility providers you’re moving out, so you don’t end up paying bills for somebody else. 

Tip #5: Clean Up

After you’ve moved everything out, leave time to clean up before the new occupants move in. 

BONUS: How To Prepare Your New Home

  • Change the locks. You do not know who might have a set of keys for your property and be able to access it at any time. 
  • Set up the security system
  • Turn on the utilities – both the water and the electricity

Check our blog for some more fantastic articles!

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Does Autumn Affect The Property Market?

Autumn is essentially the end of the hottest season of the year for selling and buying property. That’s true both literally and figuratively. The buying and selling season begins in late spring and rapidly comes to a close towards the end of summer.

So, by the time you reach Autumn, people are becoming more desperate to get their home sold. This tends to be the time when asking prices tend to drop. It’s also the point where you can find great deals on the market. You can make sure that you are able to find your dream home for significantly less.

autumn property market

You may also find there is a lower level of competition to buy through autumn. There are certainly less people searching the property market for their dream home.

However, there are also less people selling. This can make finding the property that you want to purchase more difficult. You might struggle to discover a property that you love, even as prices begin to decline.

Autumn also means the evenings are getting darker. That’s an issue for home viewings as you’re less likely to be able to get to a property to see it during the day. This can make it more difficult to know about issues with lighting or other variables that impact whether people want to commit to a sale.

Finally, if you purchase a home in Autumn, you are more likely to be moving through the winter season. The weather can make this far more challenging and evening more expensive.

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Top Tips For Saving For Your First Home

Thinking about buying your first home? You’re probably trying to figure out how you can save up enough to make the purchase. Well, here’s a quick guide to saving for your first home that you will find useful:

Choose a good savings account

Firstly, you need to ensure you get more from your savings. Standard savings accounts aren’t very good as the interest rates tend to be poor. Instead, open a Help to Buy ISA, and you’ll enjoy far superior interest rates. Plus, the government runs a scheme that boosts your savings by 25%. Instantly, this little switch will mean you save more money thanks to interest.

Set up a standing order

Having a good savings account isn’t enough to help you save up for that mortgage deposit. You must remain consistent with your savings. To do this, set up a standing order that automatically deposits money in your savings whenever you want.

Look at your monthly bank statements and work out how much you can afford to save every month. As long as you have enough left to pay for bills, food, and the odd treat, then you’ll be fine. Save the rest, and you’ll reach your goal quickly.

Check out Help to Buy schemes

We already mentioned a Help to Buy ISA, but there are other Help to Buy schemes as well. One scheme lets you buy a home with just a 5% deposit. This means you have to save a lot less than the usual 20%. Here, you effectively take out an equity loan that buys the property for you. You can buy as little as 25% of the home, then pay the remaining 75% as rent. Eventually, you’ll own the house entirely.

Check out these ideas if you’re struggling to save for your first home. They should help you reach your target quicker and get your hands on a new set of keys.

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5 Ways to Prepare your Home for Sale

Preparing your home for sale is a necessary part of the process. This is a detail that can make the difference between selling the house and watching it stay on the market. Having a property for sale is already a big deal, and with these five tips below, you can prepare to sell your home on the property market smoothly.

Get Cleaning

A clean house will sell faster than a messy one, and that includes clutter – not just dirt! Making a good impression with buyers is essential, and the fastest way to get that impression imprinted in their minds is with a clean house.

Impersonal Is Key

Take out all the personal clutter. Photos and mementos that are personal to you should be taken out of the house when you show prospective buyers around. They need to envision THEIR home; not yours.

Touch Up

If you need to repaint the walls, the time to do it is now before you start bringing buyers through. Touching up the paint can make the whole place look much fresher, which will help in your sale.

Declutter

We mentioned cleaning and decluttering, but you need to empty your house of as much clutter as possible before viewings. Buyers need to see it as their house and the potential it has; which means the piles of laundry need to disappear!

Open The Space

Temporarily remove some of the overflow furniture from your house so that you create an emptier, more open space. This will make it look bigger!

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How Do Estate Agents Value a Property?

Whenever you are selling or buying a house, it’s important to think about the main factors that an estate agent will consider when putting your property or your potential house on the market. Here is a list of just some of the ways they decide:

Curb appeal

What does the property look like from the outside? Does it have a nice front garden/doors/windows? Is it on a main road? All of these will be taken into consideration when an estate agent prices up a house. It’s all about first impressions, so if the house is not aesthetically pleasing from the outside, it may turn buyers off. However, this also appeals to the interior, as for a larger price it will be more spacious, modern and have unique features within it.

Transport links

Especially essential if you have to commute to work, they will take into consideration what the transport links are like in the area. If the property is in the middle of nowhere and it is hard to get to a train station, for example, it will be priced considerably lower.

Catchment areas

To make the property appealing to families, the estate agents will check if it is in a school catchment area. A sought-after catchment area that is surrounded by schools is very appealing to families – therefore the house will be priced higher.

Neighbourhood

If the house is placed in a lovely neighbourhood, with picket fences and not a lot of traffic, undeniably the price will be high. If it’s on a main road, in a run-down estate or next to a pub, it will be lower.

Local amenities

What are the local amenities like? If it is within an area with lots of upmarket shops and restaurant, the area is considered to be more affluent, therefore the value of the property will go up. If it is in the country with no shop in sight, no matter what the size of the property, it could be priced low.

Find more Property resources on Paveys Blog Page.

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Estate Agent Terminology

When speaking with an estate agent, you can sometimes run into a language barrier. Estate agents will often use terminology that you haven’t come across before, leading to confusion. In this article, we’re going to take a look at some of the terms that might crop up in your next interaction with an estate agent, and what they all mean.

Freehold

There are two types of ownership of real estate in the UK: freehold and leasehold. Freehold is what we typically think of as property ownership: a person owns property forever, and it gets passed onto their next-of-kin when they die, according to their will. Leasehold is a different type of ownership. This is where a landlord “leases” ownership of a property to a person for a set period that will eventually end. (Leaseholds often last more than a hundred years and are more common in shared private dwellings, like blocks of flats).

Initial Term

An initial term is the first part of the tenancy.

Guarantor

Somebody who says that they will pay the landlord if the tenant cannot.

Buy-To-Let

Where a person invests in a property to rent it out to somebody else.

Tenant Arrears

When the tenant owes the landlord rent from previous months.

Chain

A chain refers to the sequences of buyers and sellers exchanging properties in a single transaction. The people buying your property have to sell to another group of people who, in turn, must sell to another buyer and so on.

Conveyancer

Somebody who deals with the legal side of selling a property.